What is Healix Flex?

Healix Flex is an HMRC-approved alternative to traditional Private Medical Insurance (PMI), designed to offer employers greater financial control and flexibility. With a healthcare trust, funds are allocated to a dedicated pot that covers eligible treatments for employees. Unlike PMI, any underspend remains within the trust, allowing clients to reinvest in future healthcare costs – a sustainable solution for companies seeking long term value.

Choosing the right solution for your client

At Healix, we know that every business is different. That’s why we offer two options to meet your client’s unique requirements:

For 100+ employees

Healix Fix Multi-Employer Trust provides a cost-effective way to ensure comprehensive healthcare coverage.

For 300+ employees

Healix Flex Corporate Healthcare Trust offers complete autonomy over benefit design, giving businesses greater control over their medical spend.

Key differences: Healix Flex vs Private Medical Insurance

Healix Flex stands apart from traditional PMI, offering your clients:

Greater control

Customise healthcare benefits to suit your workforce.

Enhanced flexibility

Tailor a healthcare scheme aligned with business priorities.

Longer-term value

Retain any underspend to reduce future costs.

These advantages make Healix Flex a preferred choice for leading UK employers looking to balance employee wellbeing with cost-efficiency.

Why choose Healix?

 

Healix isn’t just a healthcare provider – we’re a partner in your clients’ wellbeing. Founded by doctors, our nurse-led care model ensures holistic support for members. From legal setup to claims management, Healix takes care of everything, so your clients can focus on running their business. 

Bespoke benefits to meet
 every need

Healix Flex offers a variety of benefits, designed to address the specific healthcare priorities of your clients and their employees. These benefits can help businesses build a healthier, more 
engaged workforce:

Included as standard, with the option to exclude

Women’s health

Comprehensive support for conditions like menopause, endometriosis, and pelvic health.

Men’s health

Simplified access to services for prostate health, testicular cancer, and sexual health.

Virtual GP access

24/7 access to Teladoc Health’s virtual GP service for immediate support and referrals.

Cancer support services

Tailored emotional, psychological, and practical support for employees living with cancer.

Optional bespoke benefits

Fertility support

Includes consultations, treatment, and Assisted Reproductive Treatments (ART), where clinically indicated.

Gender dysphoria

Mental health and surgical support for individuals experiencing gender dysphoria.

Neurodiversity benefits

Access to assessments and treatments for conditions like ADHD and Autism 
Spectrum Disorder.

Clinical pathways: Simplifying healthcare

Navigating healthcare doesn’t have to be complicated. Healix’s clinical pathways ensure employees receive seamless, nurse-led support every step of the way. These carefully designed interventions optimise care, improve outcomes, and simplify the claims journey.

From start to finish, Healiex Flex provides an intuitive, hassle-free experience – designed to prioritise your clients’ employees and their healthcare needs.

FAQs

Common questions about Healthcare Trusts

Not with our help. Healix’s robust legal documentation makes setting up your trust no more difficult than buying an insurance contract.

If once your clients’ fund is set up they decide that a Corporate Healthcare Trust isn’t for them, it’s just as simple to move back to a corporate medical insurance scheme. Just let us know that they’ve changed their mind and we’ll arrange this.

Once the trust is set up, Healix is on hand to help your client as much or as little as they’d like. Your client will be assigned a dedicated account manager, who’ll answer any questions and action their requests. They’ll catch up with your client every now and then to discuss how the trust is working, talking through the key points from the monthly, quarterly, or annual data report which your client will receive. Our clinical team will also be in touch from time-to-time to discuss emerging trends in your clients claims, as well as any developments in healthcare and how these will affect the trust.

How can we help?

If you have a challenge you need to address, contact us below.